AI-Powered Hard Money Lender Matching for Real Estate Investors
Stop chasing lenders. Our AI marketplace analyzes your deal and instantly matches you with the perfect hard money lenders, securing you the best terms in record time. Build a trusted real estate investor profile once and instantly match with the perfect hard money lenders to unlock personalized loan terms.
How It Works - Get Funded in 3 Simple Steps
Our streamlined, AI-driven process takes the complexity out of securing financing for your fix-and-flip projects.
Step 1: Submit Your Deal
Provide details about your property and project scope. Our secure platform makes it easy to upload all necessary documents in minutes. Whether you're working on a fix-and-flip, rental property, or new construction project, our platform is designed to handle your specific financing needs.
Step 2: AI Matching Engine
Our proprietary AI analyzes your application against hundreds of lending criteria to find the best-fit lenders for your specific needs. We consider factors like property location, loan amount, project type, and your experience level to connect you with lenders who are actively looking to fund deals like yours.
Step 3: Receive Term Sheets
Review competitive offers directly from matched lenders. Compare terms, chat with lenders, and close your deal faster than ever. Our platform gives you the power to evaluate multiple offers side by side and choose the financing that works best for your investment strategy.
Why Investors Choose fixandflip.ai
We're more than a marketplace; we're your strategic funding partner. Gain a competitive edge with tools designed for serious real estate investors.
Instant Lender Matching
No more cold calls or dead ends. Our AI connects you to active, verified lenders ready to fund your deal. Save time and focus on finding great properties instead of chasing financing.
Competitive Term Comparison
Easily compare rates, points, and terms from multiple lenders in a clean, intuitive dashboard. Transparency is key to making informed decisions about your real estate investments.
Secure Document Hub
Manage and share all your project documents through a single, encrypted portal, simplifying communication. Keep your bank statements, purchase contracts, renovation budgets, and other critical documents organized and accessible.
Types of Loans Available
Our marketplace specializes in short-term hard money loans for residential fix-and-flip projects, including purchase and renovation financing. We also facilitate bridge loans and rental property loans for investors. Connect with lenders who understand your market and investment strategy.
Frequently Asked Questions
Is there a fee to use fixandflip.ai?
For borrowers, submitting an application and getting matched with lenders is completely free. Our revenue comes from a small success fee paid by the lender upon a successful closing, which does not affect your loan terms.
How long does the funding process take?
While timelines can vary depending on the complexity of the deal and the lender, our AI-powered process significantly speeds things up. Most users receive initial term sheets within 24-72 hours and can close in as little as 7-10 business days.
What are the minimum requirements to qualify?
Lender requirements vary, but generally, they look for a viable project with a clear exit strategy, a decent credit score (often 620+), and some level of experience or a strong team. Our platform helps match you with lenders whose criteria you meet.
Ready to Fund Your Next Flip?
Join hundreds of real estate investors who are scaling their businesses with faster, smarter financing. Connect with hard money lenders for your fix-and-flip, rental property, and new construction deals. Get matched with qualified lenders in minutes.